General Investment Account

General Investment Accounts (GIAs) are a simple way to invest and a great option
if you’ve used up your annual ISA allowance. You can start a GIA with as little
or as much as you like and there’s no limit to how much you can put in.

Our experienced investment team will build and manage your General Investment Account for you.
You can add to or withdraw from your GIA whenever you want, and keep an eye on how it’s performing any time,
either online or on our app.

Simply choose how much you’d like to invest and the level of risk you are comfortable
with and see how much your money could be worth.

Try it out
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Start investing in 3 simple steps

1. You choose

Tell us what type of investor you want to be: cautious, adventurous or in between.

2. We invest

We build you a Personal Investment Plan with just the right mix of investments.

3. We optimise

We monitor your Plan 365 days a year and adjust it to keep everything on track.

Biometric Multi-factor Authentication

Draw it, don’t type it

  • No hardware or software downloads
  • Authenticates by capturing unique movements (gestures) as users draw a password with finger or mouse
  • Stops fraud by preventing stolen or shared passwords – can’t be duplicated or engineered
  • Even if an imposter learns the password they can’t duplicate how it’s drawn
Try it out

BioSig-ID Customer Reviews

Product is easy to implement

Product is easy to implement. The support needs for students and instructors has been very limited. The team at Biometric Signature are always quick to respond and open to hear feedback for improving products. They also are ready to share resources and ideas to make implementation more successful.

Dr. Kimberly Harris, eLearning Coordinator, NMECC

Good and positive results

We had good and positive results…students had no problems utilizing BioSig-ID to complete their assignments. I applaud your company’s personal service – some of the best customer service I have experienced.

Tony Cleaver, Baptist Missionary Association Theological Seminary

Worked very closely with us

Biometric Signature ID worked very closely with us to customize the software for our learning management system, and the robust reporting tools allow us to track usage, validations, and even any invalidations that might occur.

Dr. Charles Nwankwo, SOWELA Technical Community College

Does not require hardware

BioSig-ID does not require students to purchase hardware or software which was important to our students. An additional benefit is the extensive reporting tool to uncover suspicious behaviors that can identify possible academic dishonesty.

Dr. Dana L. Watson, Central Texas College

It’s a significant

It’s a significant leap forward not only in security, but in the ease of use and customer acceptance… an especially exciting breakthrough for community banks and credit unions.

Tuck Ackerman, Pinnacle Financial Strategies

Working with BioSig-ID

Working with BioSig-ID exceeded my expectations. It was one of the best experiences I’ve had with an IT solution provider in my professional career. They’ve provided us with excellent support and services and were engaged all the time when we had questions or issues.

Bogdan Skof, DOBA

I was very impressed

I was very impressed with the staff at BSI. It was refreshing to find a company that believed in their product so whole heartedly, and wanted you to believe as well…I can honestly say they offered me one of the most solid customer support experiences.

Michael Spellman, Mohegan Tribe

Passive investing

We use mostly low-cost passive investments, such as ETFs and mutual funds. These let your money track a market index like the FTSE 100 in the UK, and many others around the world. Passive investing is proven to be more effective long-term than an active investment strategy, where fund managers pick the stocks they think will do best.

We use funds from leading providers to build your plan

LEARN MORE ABOUT HOW WE INVEST

Can I choose my own investments?

No, that’s what we’re here for. You only need to tell us your investment style and how much you want to invest, and we do everything else. Our investment team have pre-selected a range of passive funds, and programmed our automated investment system with algorithms (mathematical formulas) that build your Plan based on what you tell us your goals are.

What's passive investing?

Why invest in one company, when you can invest in them all? That’s the essence of passive investing. Instead of putting all your eggs in one basket and relying on one particular company to perform well, you spread your money across all of them, so that you benefit from their collective strength. To do this, you need funds like ETFs and Mutual Funds (known as passive investment vehicles). These let your money track an index like the FTSE 100, which is composed of the 100 largest companies listed on the London Stock Exchange – companies like Royal Dutch Shell, BT Group and Unilever.

Passive investing is generally accepted as a more effective long-term strategy than the alternative, active investing, where fund managers try to pick the stocks they think will do best. The Dow S&P Indices show that as few as 14% of active fund managers actually manage to beat the market each year, when looked at over a long time period.

What’s in my investment plan?

Our experts use a range of passive investment funds, like Mutual Funds and ETFs to build your plan. An investment fund is a bundle of lots of individual assets, like stocks, bonds or property, which you buy all in one go, making funds a cost-effective way to invest.

The mix of funds and investments in your Plan will depend on your attitude to risk. Low risk Plans will contain a higher percentage of low-risk investments like bonds. Higher-risk Plans will include more shares. Since financial markets are always changing, we’ll make adjustments to the mix of investments in your Plan from time to time.

We’ve created five investment Plans – from Cautious to Adventurous – so you can choose a level of risk that’s right for you. Find out more about what’s in each of these Plans by downloading the Plan Factsheets below.

Original Plan Factsheets

Cautious Plan [download pdf]

Tentative Plan [download pdf]

Confident Plan [download pdf]

Ambitious Plan [download pdf]

Adventurous Plan [download pdf]

Ethical Plan Factsheets

Cautious Ethical Plan [download pdf]

Tentative Ethical Plan [download pdf]

Confident Ethical Plan [download pdf]

Ambitious Ethical Plan [download pdf]

Adventurous Ethical Plan [download pdf]

More FAQs